Home Affordable Refinance Programs if you already have PMI

If you currently have a Fannie Mae or Freddie Mac loan and your loan currently has private mortgage insurance (PMI) then the HARP programs cannot help you.  The PMI companies are not allowing HARP refinances of their current loans.  

 If you would like to refinance a loan that currently has PMI, you must qualify under traditional loan guidelines and new PMI will be obtained with the new loan.

Click Get Rates to get an online rate and payment quote while obtaining new PMI. 

Speak With A Loan Coordinator 

Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.