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Upfront Mortgage Lender Commitment


1.  Close Your Own Loan.com will endeavor to act in the best interests of the borrower.

 

2.  Close Your Own Loan.com will use our best efforts to determine the loan type, features, and lender services that best meet the borrower's needs, and to locate the best wholesale price for that loan from the lenders with which Close Your Own Loan.com is approved.

 

3.  Close Your Own Loan.com will establish a fee for his/her services upfront and in writing, before the loan application is submitted, based on information requested by Close Your Own Loan.com and provided by the borrower. The fee may be a fixed dollar amount, a percent of the loan, or a combination of these. The fee will cover all services provided by Close Your Own Loan.com, including any and all processing fees.

 

4.  Close Your Own Loan.com will credit the borrower any and all yield spread premium received from the lender. This credit will reduce the settlement charges and may exceed Close Your Own Loan.com's fee for services.

 

5.  When directed by a borrower who has met lender lock requirements, Close Your Own Loan.com will lock the terms of the loan - interest rate, points or yield spread premium/credit and other major features.  After the terms of the loan have been locked, if requested by the borrower, Close Your Own Loan.com will provide a copy of the lender’s written confirmation of the rate lock. The rate lock confirmation will show any and all origination or discount points associated with the interest rate.

 

6.  Close Your Own Loan.com will maintain a web site on which this Commitment will be prominently displayed.  If the web site displays mortgage prices, Close Your Own Loan.com will indicate whether the prices include Close Your Own Loan.com's fee for service, or if Close Your Own Loan.com's fee will be an added charge.


 

Click Get Started to get an online rate and payment quote from a certified Up Front Mortgage Lender.

 

  

Speak With A Loan Coordinator 

 

Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.