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Current Situation

  Balance Monthly Payment
First Mortgage:
Second Mortgage:
Bills To Be Paid:
Cash To You:

Purchase Price:
Down Payment Amount:

New Savings Proposal

Your New Loan Program:
Your New Loan Amount:
Your New Interest Rate:
Your New Loan Payment: * Taxes, Hazard Insurance and Mortgage Insurance Extra
Points: 0
*The APR may increase after consummation.
Total Monthly Payment Savings: 0.00
Savings Over Five Years:
Military Classification:
Previous Loan (VA)?:
Disability Income (VA):
Loan Qualifying Assumptions: All online rate and payment quotes issued by Close Your Own Loan.com's online mortgage system assume a middle credit score of 740 or higher and a debt to income ratio under 43%. There may be adjustments to the terms depending upon your actual credit score, debt to income ratio, county loan limits, etc. The minimum credit score required is 620. Not all applicants will qualify.
Your Estimate of Closing Costs
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
Your new loan amount:
1st Mortgage Balance:
2nd Mortgage Balance:
Bills To Be Paid Off:

Magnolia Bank Fees
Underwriting: $850.00
E-Processing Fee: $695.00

Total Bank Fees:
Section A  

Third Party Fees
Appraisal Fee: Paid Outside Closing ($450)  
Estimated Title and Escrow Fee:
County Recording Fee: $65.00

Total Third Party Fees:
Section B  

Total Closing Costs A + B:

Required Advances
Daily Interest Due At Closing:

Estimated Cash To You:

This is not a commitment to lend. This rate has not been locked and may vary based on your financial condition, credit score, debt to income ratio, county loan limits, market fluctuations, and other factors. This fee estimate does not include advances that may be required at closing such as initial deposits for escrow accounts, if applicable.