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Purchase

Online Pre-Approval

Close Your Own Loan.com is your best source for online pre-approvals

 

Whether you are a first time home buyer or an experienced pro, you want to be sure you are getting the best loan on the market and not just take the first loan that is offered to you.  In other words, you need to Close Your Own Loan.

 

According to a recent survey, the #1 reason for cancellation of the purchase transaction was a lack of communication or commitment from the lender.  Do not let a communication breakdown determine the fate of your next home purchase.  Here at Close Your Own Loan.com you will have access to your own secure online account detailing exactly where you are in the process any time, day or night.

 

Realtors love the online account access because they too can check the status of your loan 24/7.  There are no more back and forth voice mail messages between the Loan Officer, Realtor, Escrow Officer or anyone else involved in the transaction.  Everyone is quite literally on the same page 100% of the time. 

 

 

Getting Your Online Pre-Approval 

 

Once you view your new interest rate and payment and complete the simplified online loan application, you will be assigned a Loan Coordinator and one of our experienced Processors will take over.  Your Loan Coordinator and Processor will have an underwriting decision issued by our automated underwriting system and a loan pre-approval letter will be issued at this time.   

 

Offer Accepted

 

Once you find a home and the seller has accepted your offer, your Loan Coordinator and Processor will order your appraisal, submit your loan for final approval, draw your final loan documents and handle the entire process from the time the application is received to the time your loan is funded.  Remember, you are skipping the salesman, not the mortgage Home Buyer's Playbookcompany.

 

Simply click Get Rates to view your loan program and interest rate options, follow the step by step instructions to complete the simplified online loan application and your Loan Coordinator and Processor will handle the rest.      

 

Speak With A Loan Coordinator 

 

Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly. 

If I skip the salesman, who do I talk to if I have a question?

At Close Your Own Loan.com you can skip the salesman, not the mortgage company.  Once you have chosen your interest rate and loan program, simply click Select Interest Rate and Go To Application.  When you have completed the simplified online loan application, you will be assigned a Loan Coordinator and a Processor. Read more...

If I skip the salesman, how do I sign my loan documents?

Our electronic document delivery system allows you to view and print your application and initial disclosures safely and conveniently from the comfort of your own home.  There is no more waiting 2-7 days for a courier service to deliver the documents to and from a Loan Officer.  You simply input your information into our Read more...