Refinance

Do you remember when you had to call a travel agent to book an airline ticket?
Do you remember when you had to drive to the bank to transfer funds?
Do you remember when you had to call a stock broker to make a stock trade?

Isn’t your life so much easier now that you can do these things yourself online?
Why has it taken the mortgage industry so long to catch on to this concept?
Well, someone finally gets it. Refinance

Welcome to Close Your Own Loan.com. We’ve eliminated the Loan Officer. You keep his commission!

A first mortgage refinance is a simple transaction. You already have an existing home loan, so you have been through the process before. You know you want a lower rate and payment and perhaps even a little cash out for home improvements or debt consolidation. It’s time to refinance and put that equity to good use...and paying a higher interest rate so a Loan Officer can earn a commission is not a good use. Keep his commission!

Once you view your new interest rate and payment and complete the simplified online loan application, you will be assigned a Loan Coordinator and one of our experienced Processors will take over. Your Processor will order your appraisal, submit your loan to the automated underwriter, draw your final loan documents and handle the entire process from the time the application is received to the time your loan is funded. You are eliminating the salesman, not eliminating the mortgage company.

You know a good deal when you see it. Why not Close Your Own Loan?

Click Get Started to see how much you can save on your first mortgage refinance.

Speak With A Loan Coordinator

Would you prefer to speak with a Loan Coordinator over the telephone? Please call us directly at 1-800-276-CYOL(2965) and choose option 1. Or, click here to have one of our experienced representatives contact you directly.

How do I know I am getting the best rate available?

You don’t want to spend hours on the phone getting the runaround from who knows how many different salespeople about how their programs or rates are the best. You could spend all day shopping interest rates and programs yourself and still not be as good at it as it as we are. You simply don’t have the lender relationships or expertise that we do. Read More...

I have always had excellent credit. Don’t I deserve a better interest rate as a result?

You have spent years protecting your credit and paying your bills on time. Don’t you think you deserve a better than market interest rate and payment as a reward for your consistent efforts? We do. Read More...