I have always had excellent credit.  Don’t I deserve a better interest rate as a result?

 

You have spent years protecting your credit and paying your bills on time.  Don’t you think you deserve a better than market interest rate and payment as a reward for your consistent efforts?  We do. 

 

By eliminating the Loan Officer, we have eliminated a huge part of our overhead.  We no longer have to pay someone a commission on every loan we close, so we can offer dramatically better interest rates as a result. 

 

Eliminating the Loan Officer only works if you do not need to sell anything.  We think you will find that our low interest rates, easy to use process and our pressure free education based environment sells itself. 

 

A typical Loan Officer will sell you as high of an interest rate as they think you will pay so they can earn the highest commission possible.  If you have good credit, you don’t need someone to help you get around credit issues, so why do you even need a Loan Officer?  You simply don’t.  Close Your Own Loan and keep his commission. 

 

Click Get Started to see how much you can save with our online mortgage process.

 

 

Speak With A Loan Coordinator 

 

Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.