30 Year Fixed

According to recent Fannie Mae statistics, about 4 out of 5 new home loans are conventional 30 year fixed loans.  A conventional 30 year fixed is the safest and most conservative option designed to give you safety and security over the entire life of the loan.  All of our 30 year fixed home loans are very straightforward and never have any prepayment penalties.  So, there’s no need for a salesman on this loan. 

The interest rate and loan payment will be fixed throughout the life of the loan.  Since a fixed rate loan offers more stability, a traditional 30 year fixed interest rate will generally be slightly higher than an adjustable rate mortgage.  However, for many borrowers, the peace of mind that comes with a 30 year fixed payment is certainly worth it. 

Even though it is the most popular home loan program by far, a 30 year fixed may not be right for everyone.  We encourage you to explore the different home loan options available to you by clicking Get Started.  With our easy to use online mortgage calculator, you can instantly obtain a 30 year fixed rate and payment quote and then easily explore the interest rates and payments on several different loan programs to make some comparisons. 

Click Get Started to see how much you can save on a 30 year fixed rate.

Speak With A Loan Coordinator 

Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.