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Upfront Approvals

Most other mortgage companies require that you start the loan process by talking to one of their high pressure salespeople, complete the application, send them all of your information, pay for an appraisal, then wait 1-2 weeks for underwriting to review all of this information.  All of this in the hopes that the loan you desire will be approved without any guarantees of an approval.  What an outdated way to do business!


Here at Close Your Own Loan we get your loan pre-approved first.  Once you fax your signed disclosures and items needed to us, your Loan Coordinator will run your loan through a state of the art automated computer underwriting system.  This allows us to have approvals issued upfront in minutes, not days.  There is no more guesswork by a salesperson who may or may not know all of the underwriting guidelines.  This automated underwriter issues a pre-approval up front so there are no surprises at the end. 


Once the approval is issued, then your home will be appraised and any additional information will be gathered.  We do not waste your time and money working on a loan that cannot be delivered.  We have eliminated the high pressure salespeople...and the surprises. 


Click Get Started to get your upfront approval. 



Speak With A Loan Coordinator 


Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.