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One of the most common questions borrowers have for us is, "How will my credit affect my ability to obtain a new home loan?" You see each paystub every time you get paid. You see your bank account balance every month. But, you rarely, if ever, see your credit report. This can make credit a sometimes mysterious or misunderstood thing.


Fear not. Magnolia Bank believes in the power of putting information in your hands. Explore the links to the left to learn everything you need to know about your credit rating and how it affects your new home loan.


Click Get Started to get your instant online mortgage quote.


Speak With A Loan Originator 


Would you prefer to speak with a Loan Originator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.