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Interest Rates

The simplest question Magnolia Bank can answer is when a borrower asks, "What will be my new interest rate on my new home loan?" To get the answer to that question, simply click here, input your details and get an instant interest rate and payment quote. But, some borrowers would like to know more.


Many borrowers want to know what drives interest rates, what causes them to increase or decrease, what role the Federal Reserve plays in the housing market or maybe how to try to time the market to get the best interest rate available. The answer to all these questions and more can be found in this section.


Please select any of the options on the left to learn everything you ever wanted to know about interest rates.


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Speak With A Loan Originator 


Would you prefer to speak with a Loan Originator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.